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Sadness is all I've ever known. Inside my retched body it's grown. It has eaten me away, to what the fuck I am today.

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The basic concept of the Life Sucks Budget is that for many of us there is just not enough money to pay the claims of bill collectors AND to pay the really important things of life, like retirement savings, emergency cash accounts, mortgage payments and modest family vacations. Something has to give, and too many of us put ourselves last and pay nothing towards our future needs and dreams so that we can just get by another month without receiving embarrassing phone calls or letters. The Life Sucks Budget is a call to rebalance this relationship and to put our legitimate financial and family needs first.

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Here are some musings as to why this could be, and why focusing on earning more money sucks the life outta you. One of the first things I noticed about earning more money as is pertains to lifestyle inflation, was that it actually costs more money to earn more money. With a booming financial planning practice, I had to hire an assistant, and pay her salary, insurance, benefits, office space, etc.

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Bleh, remembering things from 8th grade qualified for a music post. Raise a fist, or get the fuck out the way Fuck the fake ones! Break the long arm, stand up and say Fuck the police!

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Sadness is all I've ever known. Inside my retched body its grown. It has eaten me away, to what the fuck I am today.

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It was early in the new millennium and I can remember thinking those words pretty much daily. I was a personal trainer who had gained weight, I was stressed out, type A, hard to be around. I was unhappy.

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Sure, my student loans take a big bite out of that. A house. We all catch it. We become infected almost every day.

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